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Free Kasasa Cash Back checking actually pays you 5.00% cash back on all of your debit card purchases (up to $120 cash back per year). * Basically, you get paid to shop — by your checking account.
There is no minimum balance to keep or points to collect. We'll even refund your ATM fees nationwide. * All you have to do to earn your rewards are simple things that make banking easier anyway, like sign up for online banking or eStatements. Kasasa®, a new way to bank.
- Free checking with cash back
- Get 5.00% cash back on every debit card purchase up to $10.00*
- Refunds on ATM fees nationwide*
- Option to link to Kasasa Saver to build savings automatically
- Have Cash Back rewards transferred to Saver for automatic savings
- No minimum balance required to earn rewards
- No monthly service charge
- $100 minimum opening deposit
Plus, at no additional cost:
- Unlimited check writing and transactions
- Instant Issue Visa® Debit Card
- NetTeller Online Banking and FB&T Mobile app
- Bill Pay and ClickSWITCH
- Clarity – Personal Financial Management System
- Mobile Deposit – Make deposits via your Mobile Device
- Coin Counting
Things You Must Do (That Make Banking Easier Anyway)
While there isn't a minimum balance to keep or points to collect, there are a few things you must do to earn your full rewards. (You're probably doing most, if not all, of these things already). To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:
1. Have 10 Visa® Debit Card Point of Sale (POS) Transactions (Not ATM) post and clear
2. Have at least one direct deposit OR at least one ACH auto credit/debit to your account
3. Enroll and receive eStatements
That covers it. And if you don't qualify one month, no worries. Your account is still free. You can get back to earning your full rewards the very next monthly qualification cycle. After 6 consecutive months of non-qualification, Kasasa checking accounts will be moved to Farmers Checking.
* To earn rewards, you must meet each of the following Qualifications before the end of your Statement Cycle: 1) Have 10 Debit Card Point of Sale transactions post & clear (Not ATM). 2) Have at least 1 Direct Deposit OR 1 ACH Auto Credit/Debit post & clear. 3) Enroll to receive eStatements. When Kasasa Cash Back Checking qualifications are met during a Monthly Qualification Cycle you will receive (1) 5% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back may be earned per Monthly Qualification Cycle. (2) You will receive unlimited reimbursements on nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back Checking qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the third Thursday of the month. Rate effective June 1, 2016. Kasasa is a trademark of BancVue, Ltd., registered in the U.S.A.