Real Estate Loans


Contact a Loan Officer

FB&T In House Real Estate Loans:

  • Originated and serviced by Farmers Bank & Trust.
  • On a 62 month balloon with an amortization up to 30 years.
  • Interest rates will adjust every 62 months.
  • Please call your local branch for rate, term, and down payment requirements.

Secondary Market Real Estate Loans:

  • Secondary market mortgages are originated by Farmers Bank & Trust. After origination, the loan will be sold to a secondary market investor.  That company will service your mortgage.
  • These loans offer fixed rate mortgages for a term up to 30 years.
  • Products offered include VA, FHA, Rural Development, and Conventional.

Be sure to bring these items when applying for a real estate loan. Contact a lender to discuss which loan option best suits your individual needs.