FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Put Your Business Balances to Work
Earn tiered variable interest on business reserves while bringing your checking, savings and treasury services together in one local banking relationship.
Up to 3.00% APY*
Rates effective September 3, 2026
More Value from Your Banking Relationship
Business Relationship Plus Money Market is designed for businesses that maintain higher balances and actively use Farmers Bank & Trust for checking and treasury services. When all monthly qualifications are met, your balance earns a competitive tiered rate.
This account may be a good fit for businesses setting aside funds for taxes, payroll, planned purchases or other upcoming needs.
Earn Up to 3.00% APY*
Qualifying businesses earn tiered variable interest based on the account balance.
2.00% APY
Balances from $0.01 to $499,999.99
2.50% APY
Balances from $500,000 to $999,999.99
3.00% APY
Balances of $1,000,000 or more
0.01% APY
Accounts that do not meet the monthly qualifications
Rates effective September 3, 2026.
How to Earn the Advertised Rates
Your business must meet all four requirements:
- Be a Farmers Bank & Trust Treasury Services customer
- Maintain a business checking account
- Maintain an aggregate balance of at least $25,000 across all checking accounts within the business relationship
- Complete at least 25 transactions each month across all checking accounts within the business relationship
Important Information
*APY means Annual Percentage Yield. Rates are variable and may change after the account is opened. The minimum opening deposit is $1,000. Fees may reduce earnings. Limited to one Business Relationship Plus Money Market account per business relationship.
