Security Center

Abstract security image.

Protect Your Accounts and Personal Information

Learn how to recognize common scams, strengthen your account security and respond quickly if something does not look right.

Think Your Account May Be at Risk?

Contact Farmers Bank & Trust immediately if you notice an unauthorized transaction, disclose account information or believe someone has accessed your account.

Report Fraud























Abstract online security concept.

Simple Ways to Protect Yourself 

  • Use a long, unique password for online banking.
  • Store passwords securely with a reputable password manager.
  • Use multifactor authentication whenever it is available.
  • Keep your device, browser and banking app updated.
  • Monitor transactions and enable account alerts.
  • Verify unexpected calls, texts and emails using a trusted phone number or website.
  • Avoid accessing financial accounts over unsecured public Wi-Fi.











Recognize Common Scams

Scammers may send messages that appear to come from Farmers Bank & Trust or another trusted company. They often create urgency and include links to fake websites designed to steal usernames, passwords or account information. Do not use the link; contact the organization through a phone number or website you know is legitimate.
Scammers may spoof a familiar phone number and claim there is suspicious activity, a frozen account or another urgent problem. They may ask for personal information, a one-time verification code or immediate payment. Hang up and contact the bank or agency directly using a trusted number.
A scammer may tell you to send money through a payment app or wire transfer to protect your account, reverse fraud or receive a prize. Never send money, including to an account presented as your own, because of an unexpected call or message. Verify the situation directly before taking action.
Fraudulent checks may include stolen or altered checks, counterfeit checks and overpayments. A scammer may ask you to deposit a check and return part of the money before the check is identified as fraudulent. Funds appearing in your account does not necessarily mean the check has cleared.
Scammers may build trust through social media, dating platforms or unexpected investment opportunities before asking for money. Be cautious of guaranteed returns, pressure to invest quickly or instructions to send cryptocurrency. Never let someone you met online direct your financial decisions.
A caller or pop-up message may claim that your device or account has been compromised and ask you to install software or provide remote access. Do not give an unexpected caller control of your computer or mobile device. Contact the company through an official support channel.
Scammers may use artificial intelligence to imitate a familiar voice or create convincing images and videos. If someone unexpectedly asks for money or sensitive information, pause and verify the request by contacting that person through another trusted method.



Stop. Verify. Protect.

Never let urgency pressure you into sending money or sharing personal, account or verification information.
 
Visit the links below for more tips on safeguarding your information and what to do should you become a victim of identity theft: