Take Greater Control of Your Business Finances
Farmers Bank & Trust Treasury Services help businesses manage cash flow, streamline payments, collect funds and reduce fraud risk. From monitoring account activity to automating financial processes and improving reconciliation, our experienced team will help you build solutions around the way your business operates.
Treasury Services Built Around Your Business
Manage Cash and Accounts
- Cash Management Online — Gain greater control and visibility over your business finances with secure online banking. View real-time account balances, transfer funds between accounts, access detailed reporting and transaction information, and manage user access and permissions — all from one convenient platform.
- Treasury Management — Designed for more complex commercial customers, this solution provides enhanced tools and greater control for managing business funds, monitoring cash flow, and establishing customized user access and permissions. It delivers the visibility, flexibility, and controls businesses need to efficiently manage their financial operations.
- Zero Balance Accounts and Sweeps — Consolidate funds, maintain target balances and automatically move excess balances according to your account structure.
- Fed Payments Reporter — Access detailed ACH transaction information to strengthen reporting, streamline reconciliation, and improve visibility into electronic payments.
- BAI Reporting — Import prior-day account activity directly into your accounting software to simplify reconciliation and reduce manual data entry.
Make and Control Payments
- ACH Origination — Send secure electronic payments for payroll, vendor payments, cash concentration, and other business needs. Choose the option that best fits your payment requirements with Standard ACH for routine transactions or Premium ACH for faster processing and same-day settlement capabilities.
- Wire Services — Initiate and approve secure domestic and international wire transfers with confidence. Streamline high-value payments, maintain greater control over outgoing funds, and support your business’s needs for timely, efficient money movement.
- Business Credit Cards — Take greater control of business spending with flexible spending controls, detailed reporting, and tools designed to simplify expense management. Set limits and permissions, monitor employee spending, streamline reporting, and take advantage of available rewards.
Collect Funds Faster
- Remote Deposit Capture — Deposit eligible checks from your workplace using a desktop scanner streamlining your deposit process and cash flow.
- Merchant Services — Accept card and digital payments wherever business takes you—in person, online, or on the go. Give customers convenient ways to pay while streamlining transactions, supporting sales across multiple channels, and making it easier to manage your incoming payments.
- Lockbox Services — Streamline the collection and processing of mailed payments with an efficient solution designed to help accelerate receivables. Reduce manual processing, improve payment accuracy, and gain greater visibility into incoming funds.
Help Protect Your Accounts
- Positive Pay — Help protect your business from check fraud by identifying potentially unauthorized transactions before they post. Review exceptions, make informed payment decisions, and gain greater control over your accounts.
- ACH Protection — Use debit blocks and customized filters to help prevent unauthorized ACH transactions.
Let's Build the Right Treasury Services Solution
Every business handles payments, deposits and cash flow differently. Talk with our Treasury Services team about solutions that fit your operation.
Please do not send account numbers, transaction details or other confidential information by email.
