Treasury Services
Farmers Bank & Trust offers a variety of ways to help you manage your organization’s money, mitigate risk, and streamline payments. We understand that no operation is the same. That is why our customizable solutions are tailored to fit your unique profile and objectives.
What do treasury services do? Treasury services help you securely move, manage, and monitor funds so you can optimize liquidity, automate receivables and payables, protect against fraud, and gain real-time insight into account activity. With the right tools in place, you can reduce manual processes, enhance cash forecasting, control disbursements, and maintain working capital where it’s needed most.
Farmers is committed to bringing you the latest advances in Treasury Services technology while providing the personalized service you deserve.
- Cash Management Online – Centralize your day-to-day cash position with secure online access for real-time balances, transfers, reporting, and user entitlements.
- Cash Management ACH – Streamline receivables and payables by originating ACH credits and debits for payroll, vendor payments, and customer collections.
- Cash Management Wire Module – Initiate and approve domestic and international wires with multi-factor security and audit trails for high-value, time-sensitive payments.
- Cash Management Positive Pay – Reduce check and ACH fraud by matching issued items to presented items and reviewing exceptions before posting.
- ACH Protection – Set debit blocks and filters to control which parties can pull funds, helping safeguard accounts from unauthorized transactions.
- Remote Deposit Capture – Deposit checks from your office using a desktop scanner or mobile device to accelerate cash flow and cut trips to the bank.
- Customer Payment Portal – Offer your customers convenient online payment options and accelerate receivables with automated posting.
- Zero Balance Accounts & Sweeps – Concentrate funds, maintain target balances, and automate excess-sweep to interest-bearing or credit sweep options for optimal liquidity.
- Fed Payments Reporter – Access detailed fed transaction reporting and analytics to enhance reconciliation and audit readiness.
- Account Reconciliation – Automate matching of issued items and bank transactions to simplify month-end close and reduce exceptions.
- Merchant Services – Accept card and digital payments in-store, online, or on-the-go with solutions that speed funding and support growth.
- Business Credit Cards – Manage expenses with corporate card controls, reporting, and rewards tailored to your spending patterns.
- Commercial Customer Security Information – Implement best practices, user permissions, dual controls, and training to strengthen payment security.
- Lockbox Services – Accelerate incoming check processing and remittance posting to improve cash application and reduce manual handling.
Contact a Treasury Services Professional today
903-716-0123
treasuryservices@myfarmers.bank
Leigh Cheek
Senior Vice President, Treasury Services
Eric Casias
Vice President, Treasury Sales
Bailey Eads
Treasury Services Sales Specialist
Haley Raney
Treasury Services Support
Rene' Love
Treasury Services Support
How Treasury Services Help
From daily cash positioning to long-term liquidity planning, our team helps you:
- Optimize working capital by concentrating funds and automating sweeps.
- Accelerate receivables with lockbox, ACH, merchant services, and online payment tools.
- Control disbursements using ACH origination, wire services, and Positive Pay.
- Reduce fraud risk with layered security, debit blocks/filters, and exception review.
- Improve visibility and reporting for faster reconciliation and better forecasting.
- Scale processes with role-based access, dual approvals, and audit-ready logs.
