Enjoy the benefits of the Farmers Bank & Trust Credit Mastercard with a 0% introductory rate for 6 months*. Use your card to earn points and choose your rewards. Please visit a Farmers Bank & Trust location near you to turn in a completed application.

Mastercard Benefits Include:
  • Zero Liability Protection
  • 24/7 Lost or Stolen Card Replacement
  • Price Protection
  • EMV CHIP Technology for added security
  • Digital Wallet payment options including Apple Pay, Google Wallet, Masterpass, and Samsung Pay
  • Merchandise and Travel Rewards
  • 1.5% Cash Back Reward Option

Important Phone Numbers
  • 24/7 Service Number: 888-208-9604
How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Loss of Introductory APR: If you make a late payment during the Introductory APR promotional period, we may end your introductory APR for new Purchases and Balance Transfers and apply the APR in effect at that time.

*Introductory APR Offer for Balance Transfers: Introductory APR for balance transfer requests must be made within six (6) months of account open date and the promotional rate is good for six (6) billing periods after the balance transfer posts. Balance Transfers requested after this time will have an APR equal to the assigned purchase rate (excluding any introductory APR). The 3% transfer fee is waived during the introductory period.

** If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee will be assessed. However, the Late Payment Fee will not exceed the total minimum payment that was due.

All account terms are governed by the Credit Card Agreement. Account and Agreement terms are not guaranteed for any period of time. In accordance with the Agreement and applicable law, we may change them based on information in your credit report, market conditions, business strategies, or for any reason.