Farmers Bank & Trust has several checking account options to fit your needs!         Open An Account


KASASA Cash KASASA Cash Back Farmers Checking Checking with Interest Club Checking
Interest 0.25% *APY
for balances up to $25,000
*1.5% Cash Back
On POS debit card transactions up to $6 cash
back per monthly qualification cycle.
None Variable interest
compounded daily
None
Free Mastercard® Debit Card X X X X X
Free NetTeller Online Banking & Mobile Apps X X X X X
Free Coin Counting X X X X X
Unlimited Check Writing X X X X X
Free ClickSWITCH Account X X X X X
Unlimited ATM Fee Refunds* X X Standard Fees Apply Standard Fees Apply 
Standard Fees Apply 
Imaged Checks in Statement X X
X X
Opening Deposit $100 $100 $100 $1,000 $100
Minimum Balance None None None $1,000 None
Service Fee None None None if receive eStatements
or $4 for paper statements
None if balance is $1,000 or more of $10 if balance falls below $1,000 $6 per month
Cell Phone Protection



X
Free Checks



X*
Additional Club Benefits



X**
Requirements/Important Information

*We may change the interest rate and Annual Percentage Yield (APY) at any time. Rates are compounded monthly and effective as of March 19, 2021.

After Qualification with:

1. Make 10 Mastercard® Debit Card Point of Sale (POS) Transactions (Not ATM) post and clear

2. Have at least one direct deposit OR at least one ACH auto credit/debit to your account

3. Enroll and receive eStatements

- After 6 consecutive months of non-qualification, Kasasa checking accounts will be moved to Farmers Checking.

- Three accounts per household

- Balances under $25,000 are paid APY of 0.25% and balances over $25,000 are paid APY of 0.10%

- When qualifications are not met APY of 0.01% is earned on entire balance

*After Qualification with:
1. Make 10 Mastercard® Debit Card
Point of Sale (POS) Transactions (Not
ATM) post and clear
2. Have at least one direct deposit
OR at least one ACH auto credit/
debit to your account
3. Enroll and receive eStatements
When customer meets the account’s
qualifications during a Monthly
Qualification Cycle, customer will receive:
-1.5% cash back on debit card purchases,
up to $400 in total purchases.
-Up to $6 total cash back per monthly
qualification cycle.
- After 6 consecutive months of
non-qualification, Kasasa
checking accounts will be moved
to Farmers Checking.
- Three accounts per household
- We may change the cash back interest
rate at any time. Rates are effective as of
December 20, 2019.
- Enroll and receive eStatements
to avoid fee
- Balance must stay above $1,000
to avoid fee
- Fees may reduce earnings
Includes Free Safe Deposit
Box for One Year (3x5 box)
at valid locations
*- Wallet style club checks limit
one box per order.
** IDProtect, Travel and Leisure
Discounts, $hopping Rewards,
up to $10,000 Accidental
Death & Dismemberment,
discounts on gas and gift cards
- See EconoCheck Club brochure
for additional details.

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