Farmers Bank & Trust has several checking account options to fit your needs!
Open An AccountKASASA Cash | KASASA Cash Back | Farmers Checking | Checking with Interest | Club Checking | |
---|---|---|---|---|---|
Interest | 0.25% *APY for balances up to $25,000 |
*1.0% Cash Back On POS debit card transactions up to $3 cash back per monthly qualification cycle. |
None | Variable interest compounded daily |
None |
Free Mastercard® Debit Card | X | X | X | X | X |
Free MyFarmers Online Banking & Mobile Apps | X | X | X | X | X |
Free Coin Counting | X | X | X | X | X |
Unlimited Check Writing | X | X | X | X | X |
Free ClickSWITCH Account | X | X | X | X | X |
Unlimited ATM Fee Refunds* | X | X | Standard Fees Apply | Standard Fees Apply |
Standard Fees Apply |
Imaged Checks in Statement | X | X | X | X | |
Opening Deposit | $100 | $100 | $100 | $1,000 | $100 |
Minimum Balance | None | None | None | $1,000 | None |
Service Fee | None | None | None if receive eStatements or $4 for paper statements |
None if balance is $1,000 or more of $10 if balance falls below $1,000 | $6 per month |
Cell Phone Protection | X | ||||
Free Checks | X* | ||||
Additional Club Benefits | X** | ||||
Requirements/Important Information |
*We may change the interest rate and Annual Percentage Yield (APY) at any time. Rates are compounded monthly and effective as of March 19, 2021. After Qualification with: 1. Make 10 Mastercard® Debit Card Point of Sale (POS) Transactions (Not ATM) post and clear 2. Have at least one direct deposit OR at least one ACH auto credit/debit to your account 3. Enroll and receive eStatements - After 6 consecutive months of non-qualification, Kasasa checking accounts will be moved to Farmers Checking. - Three accounts per household - Balances under $25,000 are paid APY of 0.25% and balances over $25,000 are paid APY of 0.10% - When qualifications are not met APY of 0.01% is earned on entire balance |
*After Qualification with:
1. Make 10 Mastercard® Debit Card Point of Sale (POS) Transactions (Not ATM) post and clear 2. Have at least one direct deposit OR at least one ACH auto credit/ debit to your account 3. Enroll and receive eStatements When customer meets the account’s qualifications during a Monthly Qualification Cycle, customer will receive: -1.0% cash back on debit card purchases, up to $300 in total purchases. -Up to $3 total cash back per monthly qualification cycle. - After 6 consecutive months of non-qualification, Kasasa checking accounts will be moved to Farmers Checking. - Three accounts per household - We may change the cash back interest rate at any time. - Rates are effective as of
May 20, 2021. |
- Enroll and receive eStatements to avoid fee |
- Balance must stay above $1,000 to avoid fee - Fees may reduce earnings |
Includes Free Safe Deposit Box for One Year (3x5 box) at valid locations *- Wallet style club checks limit one box per order. ** IDProtect, Travel and Leisure Discounts, $hopping Rewards, up to $10,000 Accidental Death & Dismemberment, discounts on gas and gift cards - See EconoCheck Club brochure for additional details. |
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