Get Paid Up to Two Days Early

With Early Pay from Farmers Bank & Trust, eligible direct deposits may be available up to two days before your scheduled payday.*

Because sometimes payday can’t come soon enough.

Available with Checking with Interest and Club Checking accounts, Early Pay gives you more flexibility to manage bills, cover everyday expenses, and access your money sooner.

How Early Pay Works

When your employer sends us your direct deposit information early, we may be able to make your funds available before your scheduled payday.

That means eligible direct deposits — like payroll checks — could arrive in your account up to two days early.

No extra steps. No enrollment required.

Just set up direct deposit with your qualifying Farmers Bank & Trust checking account and we’ll do the rest.

Why Customers Love Early Pay

  • Access your paycheck sooner
  • Stay ahead of upcoming bills
  • Better manage everyday expenses
  • Added flexibility when timing matters most
  • Included with qualifying checking accounts

Qualifying Accounts

Early Pay is available with:

  • Checking with Interest
  • Club Checking

Don’t have an account yet? We’d love to help you find the right fit.

Open Account Online

Questions?

Call, stop by, or visit your local Farmers Bank & Trust branch to learn more about Early Pay and qualifying accounts.

*Early access to direct deposit funds depends on timing of payer’s submission of deposits. Funds may not be available early for every deposit. Availability is not guaranteed. Member FDIC.