NOTICE: The Farmers Bank & Trust Credit Card program is upgrading. Your credit card will continue to work as normal. However, due to the conversion from one processor to another, some electronic access features may be temporarily unavailable. For assistance, please call 855-855-3268

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Enjoy the benefits of the Farmers Bank & Trust Credit Mastercard with a 0% introductory rate for 6 months*. Use your card to earn points and choose your rewards. Easily apply online today!

Mastercard Benefits Include:
  • Zero Liability Protection
  • 24/7 Lost or Stolen Card Replacement
  • Price Protection
  • EMV CHIP Technology for added security
  • Digital Wallet payment options including Apple Pay, Google Pay, Masterpass, and Samsung Pay
  • Merchandise and Travel Rewards
  • 1.5% Cash Back Reward Option
  • After the 6 month promotional rate, Annual Percentage Rate will be 9.99%-14.99% 
  • ConnectUP Alert Service

Important Phone Numbers
  • 24/7 Service Number: 888-208-9604
How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Loss of Introductory APR: If you make a late payment during the Introductory APR promotional period, we may end your introductory APR for new Purchases and Balance Transfers and apply the APR in effect at that time.

*Introductory APR Offer for Balance Transfers: Introductory APR for balance transfer requests must be made within six (6) months of account open date and the promotional rate is good for six (6) billing periods after the balance transfer posts. Balance Transfers requested after this time will have an APR equal to the assigned purchase rate (excluding any introductory APR). The 3% transfer fee is waived during the introductory period.

** If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee will be assessed. However, the Late Payment Fee will not exceed the total minimum payment that was due.

All account terms are governed by the Credit Card Agreement. Account and Agreement terms are not guaranteed for any period of time. In accordance with the Agreement and applicable law, we may change them based on information in your credit report, market conditions, business strategies, or for any reason.

 Here’s how it works:
  1. Sign into your account on MyFarmers Online or Mobile Banking
  2. Enter a valid email address and/or mobile phone number
  3. Set up your Alert and Control preferences

 It’s that easy because we want you to feel safe and in control of your account at all times.