Enjoy the benefits of the Farmers Bank & Trust Credit Mastercard with a 0% introductory rate for 6 months*. Use your card to earn points and choose your rewards. Easily apply online today!

Mastercard Benefits Include:
  • Zero Liability Protection
  • 24/7 Lost or Stolen Card Replacement
  • Price Protection
  • EMV CHIP Technology for added security
  • Digital Wallet payment options including Apple Pay, Google Pay, Masterpass, and Samsung Pay
  • Merchandise and Travel Rewards
  • 1.5% Cash Back Reward Option
  • After the 6 month promotional rate, Annual Percentage Rate will be 9.99%-14.99% 
  • ConnectUP Alert Service

Important Phone Numbers
  • 24/7 Service Number: 800-944-2726
  • Lost or Stolen Card Service Number: 866-563-1335

How We Will Calculate Your Balance: We use a method called “average daily balance” (including new purchases).

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

Loss of Introductory APR: If you make a late payment during the Introductory APR promotional period, we may end your introductory APR for new Purchases and Balance Transfers and apply the APR in effect at that time.

*Introductory APR Offer for Balance Transfers: Introductory APR for balance transfer requests must be made within six (6) months of account open date and the promotional rate is good for six (6) billing periods after the balance transfer posts. Balance Transfers requested after this time will have an APR equal to the assigned purchase rate (excluding any introductory APR). The 3% transfer fee is waived during the introductory period.

** If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee will be assessed. However, the Late Payment Fee will not exceed the total minimum payment that was due.

All account terms are governed by the Credit Card Agreement. Account and Agreement terms are not guaranteed for any period of time. In accordance with the Agreement and applicable law, we may change them based on information in your credit report, market conditions, business strategies, or for any reason.

ConnectUP Alert Service

Farmers Bank & Trust is pleased to announce a new control feature designed to keep your account safe from unusual charges and potential fraud. 

Now you can sign up for our new enhanced ConnectUP Alert Service.  In addition to managing various purchase type alerts, enrollees can be notified if we detect any suspicious transactions on your account.   Once registered, we can quickly send you an email or a text message to your mobile phone.  It’s very easy for you to enroll in this free service. *


 Here’s how it works:
  1. Sign into your account
  2. Enter a valid email address and/or mobile phone number
  3. Set up your Alert and Control preferences

 It’s that easy because we want you to feel safe and in control of your account at all times.