FARMERS CHECKING
A free* personal checking account designed for anyone!
No service fees*
$100 minimum to open
No minimum balance required
In addition:
- Free instant issue debit card
- Free coin counting
- Free ClickSWITCH account to change automatic payments
- eStatements required ($4 per month for paper statements)
- MyFarmers Online and Mobile Banking available ages 18 and older
- Available for parent/guardian under 18
- Overdraft Privilege available
- Unlimited check writing
MySTART STUDENT CHECKING
Designed as a first checking account for students, the MyStart Student Checking account makes it easy for students to build responsible financial habits. Open online^ or at your local branch!
For ages 13-20^
$20 minimum to open
No service fees
In addition:
- Free instant issue debit card
- Free coin counting
- eStatements required
- Rolls to Farmers Checking upon reaching age 21
- MyFarmers Online and Mobile Banking available ages 18 and older
- Available for parent/guardian under 18
- Minimum Overdraft Privilege available
- One overdraft fee waiver available per year (can call, message within online banking, or come in bank to receive)
- Must be 18 or older to qualify for Overdraft Privilege
- Account must be open for 10 days and have at least one deposit to activate Overdraft Privilege
^If under 18, must be opened jointly with a parent/guardian at a branch location. Must be 18 or older open account online.
BUSINESS FREE CHECKING
A free* checking account designed for small businesses. Restrictions apply based on number of transactions**.
No service fees*
$100 minimum deposit to open account
No minimum balance required
- First 325 transactions free per statement cycle; $0.25 for each additional transaction**
- Free: Bank zipper bag, Free NetTeller Online Banking, Debit Mastercard, Coin Counting
- Night depository available
- 15 No-charge NetTeller online bill payment transactions per month; $0.75 for each additional transaction**
- Check images provided in statement
BUSINESS CHECKING WITH INTEREST
For Sole Proprietorship and Non-Profit organizations.
- Interest Bearing*
- No service fee if balance is $1,000 or more or $10 if balance falls below $1,000*
- $1,000 minimum deposit to open account
- $1,000 minimum balance
- Free: Bank zipper bag, Free NetTeller Online Banking, Debit Mastercard, Coin Counting
- Night depository available
- First 325 transactions free per statement cycle; $0.25 for each additional transaction
- Check images provided in statement
*Overdraft or returned item fees may apply. Fees may reduce earnings.
** Transactions include: debits, credits, items deposited combined.
