Where Strong Relationships Deliver Real Returns

Business Relationship Plus Money Market Account

Your organization works hard for every dollar. The Business Relationship Plus Money Market account is built to put idle cash to work—earning up to 3.00% APY*—while maintaining the access and stability you need for day-to-day operations and upcoming obligations. 

It’s a straightforward way to hold operating reserves, earmark funds for taxes or payroll, and capture higher yields without sacrificing flexibility or control—making it a strong alternative to a traditional business savings account when you want more earning potential. 

Stop by your local branch  to get started and see how a business money market account can complement your broader business savings account strategy. 

 

Why Business Relationship Plus
  • Earn more on excess balances: Tiered rates reward higher balances, so larger reserves can generate stronger returns with competitive business money market account rates. 
  • Liquidity you can count on: Access funds when you need them, backed by the confidence of a money market account and the convenience businesses expect. 
  • Aligned with your banking relationship: Designed to complement your checking and treasury services for a cohesive cash management strategy that can include both a business money market account and a business savings account. Together, a business savings account and a business money market can segment short- and mid-term priorities.
  • Local support, clear answers: Direct access to experienced bankers who know your goals and can help optimize your account structure.

Who it’s ideal for
  • Organizations maintaining higher operating balances seeking more yield than standard checking through a high yield business money market account. 
  • Firms with sophisticated or seasonal cash cycles that benefit from tiered rates and ready access to funds. 
  • Entities that value local decision-making, proactive support, and transparent, data-driven guidance.

How this account helps your cash work harder
  • Enhance returns on operating reserves while preserving liquidity for payroll, taxes, insurance, and vendor payments with a business money market account built for access. 
  • Segment short-term savings and planned expenditures without moving funds out of your primary banking relationship, complementing your existing business savings account. Use a business savings account for earmarked goals and a business money market for flexible reserves.
  • Strengthen your overall cash management strategy with an account that scales as balances grow and remains competitive with current business money market account rates. 

Account highlights
  • Up to 3.00% APY* with tiered earnings potential.
  • Seamless fit with your business checking and treasury services for a cohesive plan that may include a business savings account for specific goals alongside a business money market account for broader liquidity.
  • Built for excess operating cash, reserves, and near-term savings goals using a high yield business money market account structure that can outperform a standard business money market when eligibility criteria are met.
  • One account per relationship for simplified oversight and easy monitoring, helping you track performance versus other business money market account rates and refine your strategy over time.

Visit your local branch to learn more and see how much your balances could earn. Our team can help you evaluate scenarios, compare yields across business money market account options, and integrate this account into your current cash flow plan.

 

*APY – Annual Percentage Yield. Tiered account: Tier 1 – $0.01 & above – 2.00% APY; Tier 2 – $500,000 & above – 2.50% APY; Tier 3 – $1,000,000 & above – 3.00% APY. Non-qualifying accounts have a 0.01% APY. Rates are variable and may change after the account is opened. Minimum deposit $1,000. Fees could reduce earnings on the account. Limited to one Business Relationship Plus account per business relationship. Rates effective as of 3/1/2026. To earn advertised rates, you must meet the following Eligibility Qualifications: 1) Treasury Services Customer. 2) Have a Business Checking Account Type. 3) Have an aggregate balance of at least $25,000 between all checking accounts under the business relationship. 4) Have a minimum of 25 transactions/month in all checking accounts under the business relationship.