Enjoy a Secure & Worry-Free Retirement with Direct Deposit

Managing your retirement income should be simple, secure, and stress-free. With direct deposit, your Social Security, pension and annuity payments, or retirement distributions are automatically deposited into your account—so you can focus on enjoying retirement, not tracking down checks or making trips to the credit union.

Why Retirees Choose Direct Deposit:

Reliable & On-Time Payments
Your funds arrive on schedule, even on weekends and holidays.
Faster Access to Money
Get your money quicker than with paper checks.
Safe & Secure
No risk of lost, stolen, or fraudulent checks.
Hassle-Free Banking
Skip the trip to the bank and enjoy automatic deposits.
Easier Money Management
Set up automatic transfers to savings, investments, or bill payments.

Make retirement easier—set up direct deposit today!

How to Enroll in Direct Deposit:

  • Use the Farmers Bank & Trust Routing Number: 082901635 
  • Complete a Direct Deposit form. Most payers will provide a direct deposit authorization form. 
  • Provide the payer with the information for the account you want the deposits credited to or attach a voided check.
  • Use ClickSwitch to automatically switch payments. 

Once deposited, the funds are immediately available to you.

Note: For Direct Deposit of your Social Security checks, visit www.godirect.gov or call 1-800-333-1795.


Have questions?

Visit your local branch or contact us by phone:

Customer Contact Center | 855-855-3268

  • Monday - Thursday: 8:00 am - 5:30 pm
  • Friday: 8:00 am - 6:00 pm
  • Saturday: 9:00 am - 12:00 pm