About This Offer

This is a new checking account bonus designed to be clear, attainable, and helpful. As part of our ongoing checking account promotions, this reward for opening checking account is a thank-you for choosing a community-focused partner. Our new bank account promotions are built to be transparent and accessible, so you can bank with confidence.

This new account bonus pairs everyday banking habits, like direct deposit and debit card usage, with a modest, meaningful reward. Whether you’re new to town or new to us, our new bank account promotions make it easy to get started and benefit from your day-to-day spending.

Why Farmers Bank & Trust?
  • A community bank built on relationships, not transactions
  • Fast, local decision-making
  • Modern banking tools backed by personal service
  • Trusted by families and businesses for 120 years


When you open with us, you’re not just signing up for a new checking account bonus, you’re joining a bank that puts people first. Our team is here to guide you step by step, from opening your account in-branch to setting up direct deposit and eStatements. Have questions about how the new account bonus works? Stop by or give us a call. 

How It Works

Here’s a quick walkthrough to keep things smooth:
  1. Visit a branch to open your new account. Bring two forms of valid ID and $100.
  2. Set up a direct deposit of $200 or more.
  3. Enroll in eStatements for easy, secure access to your statements online.
  4. Use your debit card for everyday purchases—aim for 20 or more transactions within 60 days.

Once you complete these steps, you’ll qualify for the new checking account bonus tied to this offer. Many customers find they qualify naturally by using their card for groceries, gas, and bills. It’s a practical way to take advantage of our checking account promotions while settling into your new banking home.

 

Disclaimer

New customers only. New customer defined as having no existing relationship with Farmers Bank & Trust. Must open account in branch. Qualifications include direct deposit of $200 or more, enrollment in eStatements, and 20 or more debit card transactions within 60 days of account opening. Limit one reward per account, including joint accounts. Account must remain open and in good standing at time of reward payment. Offer subject to change or withdrawal at any time. See branch for full terms and conditions.

This promotional reward is part of our ongoing checking account promotions and may be featured alongside other new bank account promotions. Customers may not be eligible for multiple checking account bonus offers simultaneously. The specific new checking account bonus amount and timing may vary by campaign; ask a banker for details on the current new account bonus and any additional reward for opening checking account terms.

Farmers Bank & Trust | Member FDIC