Local banking the way it should be — with real people, real relationships, and a $50 welcome gift to get you started.
 

At Farmers Bank & Trust, we've been banking alongside our communities in Arkansas, Texas, and Oklahoma for generations. We're not a mega bank. We're your neighbors, and we're not going anywhere.

Ready to make a fresh start? Open a new account at your nearest branch and earn a $50 New Customer Reward when you qualify.

 
Find Your Nearest Location

How it Works

  • Open a new account in-branch
  • Set up a direct deposit of $200 or more
  • Enroll in eStatements
  • Make 20 or more debit card transactions within 60 days

That's it. Your $50 reward will be on its way.

Why Farmers Bank & Trust?

  • A community bank built on relationships, not transactions
  • Fast, local decision-making
  • Modern banking tools backed by personal service
  • Trusted by families and businesses for 120 years 
 

Disclaimer

New customers only. New customer defined as having no existing relationship with Farmers Bank & Trust. Must open account in branch. Qualifications include direct deposit of $200 or more, enrollment in eStatements, and 20 or more debit card transactions within 60 days of account opening. Limit one reward per account, including joint accounts. Account must remain open and in good standing at time of reward payment. Offer subject to change or withdrawal at any time. See branch for full terms and conditions.

 
 
Farmers Bank & Trust | Member FDIC